For those of you that have diabetes the question of whether you meet the criteria for life insurance could be of some issue. Maybe you have diabetes for several years already but were reluctant to look for life insurance because you heard that diabetes life insurance is unavailable or is expensive to come by. In this article I will be supplying you with some information of diabetes life insurance, so that you can make educated choices.
Research estimates that approximately 1.5 million people in South Africa have diabetes and that number about 40% of those individuals are managing their disease. Scientists have concluded that when the disease is controlled those living with diabetes can live long and healthy lives. Due to this fact there is no reason why those that live with diabetes can not have access to diabetes life insurance.
Yes it is true that previously many life insurers would not insure individuals living with diabetes or HIV. However the insurance industry needed to loosen their restrictions as more effective medicine became available to the those suffering with these ailments as well as additional information about the proper control of these diseases. In some cases however insurance agencies still charge increased premiums to individuals with diabetes or HIV.
Currently full covers can be sort for all those living with type 1, 1.5 and type 2 diabetes if the condition is well controlled. So to respond to your query, should you be living with type 1, type 1.5 or type 2 diabetes and you are managing your illness then you are eligible for diabetes life insurance.
How can you handle your diabetes?
In addition to regular visits to your health professional and taking the prescription medication you can also manage your diabetes by making healthy life style choices. One such choice is your choice of food items. Consuming a well balanced and healthy food plan can help manage your diabetes and in some cases even cure it. Scientist say that decreasing between 5- 10 % of your body fat can reduce your sugar levels considerably. Weight plays a major role in your probabilities of developing diabetes and this is because too much weight around your abdominal area, your organs impacts insulin secretions. Exercise is also a great way to maintain overall wellness and keep your weight down. You may be stunned to realize that studies have been carried out which show that type 1 diabetes and many cases of type 2 diabetes have been totally cured by following a uncooked food diet for roughly 40 days.
When you apply for diabetes life insurance, the insurer will take into account whether you are controlling your diabetes and if you are there is no reason why you are unable to get life cover.
You will need to do some comparison shopping to make sure that you obtain the best prices for diabetes life insurance. You will have to access the rewards each policy has as often a policy may cost more but have more advantages that will save you over time. Get more information by visiting the http://architecturevbn.blogspot.com.
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